Red Bishop helps good people manage and negotiate their debts. Collection agencies, high late fees, through the roof interest rates all create hectic stress when you are already under the pump to get through life. There are ways to get out of the red!

How we can help:

  • Reduce Interest Rates
  • Help with Collections/Creditor Calls
  • Get out of Debt Faster
  • Remove Excess Fees
  • Help Recover your Credit Score

CREDIT COUNSELING

Our credit counseling program negotiates with your creditors to reduce your interest rates and remove fees. In addition, we help establish terms of repayment you can actually afford, so you can get out of debt in a shorter time period.

DEBT CONSOLIDATION

Our goal is to develop a strategy to help you get out of debt. Debt consolidation strategies are personalized according to your particular situation. Let RedBishop facilitate the consolidation of your debts, so you can start saving money today.

DEBT MANAGEMENT

Debt management can help you get out of debt much faster, by reducing your interest rates. Our team of debt management experts have a number of debt management solutions tailored to your individual needs. Let our expert debt management team help you reduce your interest rates and fees today.

DEBT SETTLEMENT

Are you buried in debt? Our debt settlement program can help you reduce your total unsecured debt, coordinate program terms, resolve debt obligations as an alternative to bankruptcy, get assistance with collections and creditor calls, and set aside funds with a low monthly payment program. See if you are eligible for a debt settlement program.

Debt Relief FAQs

A. You can certainly negotiate your own debts; however, most people tend to let the experts do what they do best. Debt settlement can be extremely time consuming, emotional, and stressful. Especially, if you're being hunted down by aggressive collection agencies. Most people tend to leave these duties to an experienced team who maintain relationships with numerous consumer-lending institutions and collection agencies. The truth is, we work with them every day, and you don't. In addition, our arbitrators have extensive knowledge in Federal & State consumer laws and exercise the Fair Credit Reporting Act, Fair Credit Billing Act, and the Fair Debt Collection Practices Act to help settle your debts. Our team is experience in qualifying clients to get out of debt quickly, with customized plans to help them save money in the process.
A. No, you do not need to be behind in payments in order to put the plan together. Many people realize they are experiencing a legitimate financial hardship like high medical costs, before their credit situation has deteriorated to the point where they have become delinquent on their accounts. Our program works with debtors in all stages of payments and collections; however, once you are behind creditors typically become more willing to negotiate better settlements in some situations.
A. The first step is to get your free debt relief consultation. Then, one of our specialists will reach out to discuss your situation and determine if you are a good candidate for debt relief. Upon acceptance, your specialist will help collect and gather the information and documentation needed to build your personalized program. After a complete analysis, we will determine your affordable monthly payment. Then our arbitrators go to work, negotiating your debts. Finally, together we implement your strategy to debt relief.
A. Many who reach out do so because they are already behind on payments. By not paying your creditors, your credit will be already being negatively affected. All debt settlement programs will cause a temporary negative effect on your credit rating; however, doing nothing will too. Following the successful completion of our debt relief program, all accounts will be settled and credits will report the accounts as "settled" or "paid in full" to the credit bureaus; thus, your credit score should begin to increase. Compare this with what filing bankruptcy does to your credit score.
A. Honestly, this depends on many variables including your total debt balance and debt relief plan details, to name a couple. When it comes to time, your current financial state can play a big role. For instance, some clients can afford to pay more than the minimum payment on a monthly basis and therefore finish the program sooner. If you're serious about getting out of debt, you will focus on putting as much money as possible towards your program. Our goal is to get you out of debt as quickly as possible, but we also understand you have other financial responsibilities like feeding your family. Contact us for your free debt relief consultation and we will provide you everything you need to know about your specific situation.

EXAMPLES OF UNSECURED DEBTS

  • Credit Cards
  • Department Store Cards
  • Legal Bills
  • Unsecured Personal Loans
  • Health Club Memberships
  • Magazine/Record Club Fees
  • Cell Phone Bills
  • Signature Loans
  • Collection Agencies​
  • Credit Lines